Saturday, March 17, 2007

Inda losing to Bangladesh - depressing

I used to watch lot of cricket during my teens, but after match-fixing and India started doing terribly, I almost lost interest in cricket.

But after long time, I started gaining interest esp with world cup going on. Hershelle Gibbs six 6's in an over made me feel the world cup fever.

For last 5 hours I am watching India-Bangladesh match and its been terrible performance from India. Not only batsmen scored very low, but bowlers did not perform to their levels. Its just depressing to watch cricket again. And on the other side Pakistan is on verge of elimination. Like me, many would have dreamed of India-Pakistan watch, which may not happen.

More bad news from cricket while am writing this. The worst umpire decision of history - Irish batsmen A. Botha was given catch out with ball missing the bat by 6 inches!

Hope we beat Sri Lanka terribly to make it to super 8.

Sunday, March 04, 2007

Buying your first car?


If you are buying your first car, you would need
  • License: You need license. 
    • In Georgia (GA) if you want to buy car either you shd have GA license or the Car shd be registered in GA.
    • Check dmv.org to find what rules exist.
  • Money: If you are get a private party car you need to do down payment..
    • Credit cards - they sometime give money at 1.9%. call customer service and ask the cheque in favor of your name.
      • Word of caution - make the card to 0$, i.e. pay off all your credits, before you lend.
    • DCU.com - they are giving at 5.25% and they can sanction 120% of car value.
      • They would need a copy of your paycheck!
      • and if private party they will need intent to sell form filled by seller.
    • Dealers- they can directly get you money from their associated banks - expect like 7-9% apr
  • Tax - Check state tax rate
    • Some states like GA dont ask for tax if you buy from private party. so look for such rules in dmv.org...as you can save some.
  • Car search:
    • search for local news paper...and search classifieds
    • search programmed car sales like hertz,avis...they start at 8-9000.
    • carmax - if u find one - they also start at about 9000.
    • search websites: autotrader.com/edmunds.com,cars.com,
    • search craigslist
  • What to check while searching consider cars
    • which dont smell cigarette
    • power window, lock
    • keyless would be a plus
    • dual air bags - as it reduces your insurance
    • cd/mp3/bluetooth player - i hate to say that i dont have one.
    • Timing belt – if car needs a timing belt…it would cost you 500 – 800$.
    • Fuel economy – gas price is soaring…need to consider it.
    • Try to search model in google to see if it had any problems…like ford Taurus 91 had 1000’s of problem….
  • Car value:
    • get the car value at kbb.com and edmunds.com
  • Car history:
    • carfax.com they charge 25$ for unlimited enquires for a month.
    • you will need VIN# to check this.
  • Car check: if you are not buying at carmax/hertz...its advised to go for a car check.
    • firestone does 20 point check for 19.99$
    • if you want complete engine check they charge about 127$
    • midas/grease monkeys/good years also offer something simillar
  • papers: 
    • while buying, the seller will sign title on your name.
    • apart from it you would need bill of sale form to be signed.
  • Deal time: when you are taking the car make sure you get
    • both car keys
    • manual
    • remote if equipped to player
    • car spare tire and jack
    • any service records they have
  • Warranty: If you buy through dealer, he will generally offer you warranty. It would cost something like this
    • 2 years/24000miles – 1000$
    • 3yrs/36000miles – 1250$
    • If you buy thru private party you can get warranty’s at dealers/AAA.
  • insurance:
    • try esurance.com, amica, costco
    • If you already have insurance then you can save. So, try to add your name to a friends insurance.
  • lease:
    • Leasing is another option. Sometimes it's a wiser option than buying. 

Wishing you a fast,reliable,economical,hassle free  car deal.